Three ways to buy products on Emi with debit card or easypaisa in Pakistan

 

Buying on EMI using a debit card or EasyPaisa

If you want to buy a product in Pakistan, there are a lot of options like you can buy at offlines markets or online markets. But if you want to purchase products in installments then online e-commerce sites like daraz, goto and other popular platforms want a credit card to buy in installments. The problem here is that many Pakistan buyers don't have a credit cards and still they want to purchase products in installments.

There are very few methods to buy products in installments with a debit card but still available so today in this post I am gonna discuss how to buy products e.g mobile phones, tv, and laptop in installments (EMI) with a debit card in Pakistan. 

There are a few methods to buy products in installments with your debit card or Easypaisa/jazzcash:

• Using Qistbazaar.pk
• using buy now pay later applications
• Using offline EMI providers

Buy in EMI using a debit card or easypaisa at QistBazar.pk

If you want to buy products like mobile phones, laptops TVs, or other electronic products like fridges, etc. so you can buy these types of products in installments with your debit card at Qistbazar. pk. 

List Bazar is a Pakistani buy now pay later platform where you can order or purchase any type of electronic product in installments with your debit card. To buy through qistbazar.pk, you have to follow some of their rules like after ordering the product one of their boys will take your CNIC copy electricity bill and your relative's CNIC copy from you and then after a few days, they will deliver you your product. My experience on this site is normal like its pretty safe to give them your CNIC copy but don't forget to write JUST FOR QISTBAZAR USE so they cant use your CNIC for another bad purpose. 

If you have a debit card, then you can diffenetelly check qistbazar. pk. But the problem with qistbazar is that their interest rate is so high that if you you want to buy a 25000 smartphone they will charge you up to 34000 and ya this is very high but still if you don't have any other option then you can definitely check qistbazar. pk. 

Buying in EMI without credit card Using buy now pay later apps

Now if you don't want to give your CNIC copy or other details to someone then there are still other options to buy products in installments.

For this method, you have to choose any buy now pat later apps on google play like shahry or other apps and you can buy products through ins apps these on installments with your debit card or Easypaisa, JazzCash.

Or if you want to buy products with 6-month tenure then you can take loans from platforms like EASY LOANS and you can buy your products then you have to pay the loan within 6 months.

Buying in EMI without a credit card by offline markets

If you live in a place like Karachi, Islamabad or, the famous city in Pakistan then there are a lot of offline sellers which give you products like mobiles or laptops, etc in installments. So if you want to buy products in installments without a debit card then you have to check your area for any EMI provider.

In offline markets, there are a lot of Emi providers where you can buy products in installments but in this method, you have to give them your CNIC copy and other items as proof.
So if you are ready to give them your CNIC copy and other items then you can definitely buy at offline emi providers. and I think this method is the recommended method.